So where's the good news in all of this for you? First, physical metals have not risen nearly as much, proportionately, as have the underlying mining stocks. Indeed the miners are simply playing catch up, rising faster than gold and silver – as they should, because owning them comes with more risk. Second, the general public still has not placed precious metals on their "must have" list. Sure you hear radio advertisements to buy, but how many of your neighbors, friends, and family members hold…